About Cowally

We help financial institutions move fast, without betting the operation.

Cowally is a core banking platform with customer apps, a back office and integrations built in, made by Augmented Capital, a technology group that has delivered software and technology services for startups and Fortune 500 companies for more than ten years. We built it for institutions that need to launch and adapt financial products quickly, and can't afford to put what already works at risk.

What we believe

  • Speed needs control.

    Teams move fastest when every change is approved, recorded and safe to undo.

  • Modernize at your own pace.

    No institution should have to bet its operation on one big switch.

  • AI should explain itself.

    It recommends and shows why; people decide what matters.

  • Say where the limits are.

    We tell you what your team can change alone and what still needs review, and when a feature doesn't use AI.

Already running at scale

13

Financial institutions

5

CountriesUnited States, Colombia, Guatemala, Mexico and Panama

5M+

End users

Read client stories

The group behind Cowally

Backed by a technology group with more than ten years of building

Cowally is part of Augmented Capital, a group of technology companies that has delivered software and technology services for more than ten years, for clients ranging from startups to Fortune 500 companies. More than 100 people across strategy, design, engineering and AI stand behind the platform. We don't stop at plans on paper: our work is done when the change is running in the client's operation.

10+

Years

100+

People

25+

New business units and companies launched with clients

$34M+

Return generated for clients, in USD

  1. Augmented Capital

    AI and technology strategy

    Helps organizations shape their AI and IT strategy and make their engineering teams faster, from plan to execution.

  2. Tres Astronautas

    Custom software and AI

    Designs and builds software and AI products for financial services, logistics, healthcare and enterprise clients, from startups to large corporations.

  3. Myzelium

    The operating system for software teams

    An AI platform that helps software teams plan, decide and deliver faster on one shared picture of each project.

  4. Cowally

    Core banking platform

    Core banking, customer apps, back office and integrations for financial products.

In financial services, the group helped the world's leading reinsurer align its IT and business strategy, cutting the time to issue credit to small businesses by 77%.

Our leaders are certified in BIAN, the banking industry's open standard for modular system design.

Visit Augmented Capital

Where we work

The group has offices in the United States and Colombia and a team across Latin America. Cowally is live with institutions in the United States, Colombia, Guatemala, Mexico and Panama.

UNITED STATESMEXICOGUATEMALAPANAMACOLOMBIA NEXT STOP:YOUR COUNTRY

Let's talk

Book a demo and we'll show you Cowally running a product like yours, or write to us directly.

Write to us[email protected]

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We reply within one business day.