Client stories

Already running at scale, for institutions like yours.

Banks, lenders, savings funds and retailers run their financial products on Cowally across five countries. Our clients stay unnamed; their numbers speak for them.

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13

Financial institutions

5

CountriesUnited States, Colombia, Guatemala, Mexico and Panama

5M+

End users

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A customer checking his balance and products in a banking app on his phone

A financial institution

7new loan products in about 4 months

Launched beside a 30-year-old core, at roughly a tenth of the expected cost.

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A store associate shows a customer loan options on a tablet at checkout

A retailer

500Kloan requests at checkout

Loans at checkout under its own brand, and 30,000 new accounts.

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A financial institution

7 new loan products in about 4 months, beside a 30-year-old core

7

Loan products

~4

Months, about

1/10

Of the expected cost, roughly

3M+

Members

Internal estimateAbout 2 years

With CowallyAbout 4 months · 7 products live

Who: A financial institution with more than 3 million members.
Starting point: A core system about 30 years old. Internally, the new loan products were estimated at about two years and a far larger budget.
What they did: Ran Cowally alongside the existing core: customer apps, back office and the new loan products, connected to the system that keeps the existing accounts. The Cowally core was then put in place beside it.
Result: 7 new loan products live in about 4 months, at roughly a tenth of the expected cost.
What comes next: A full move to the Cowally core, product by product.

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A retailer

500,000 loan requests at checkout, under its own brand

500K

Loan requests

30K

New accounts

Who: a retailer selling to consumers.

The challenge: Customers wanted to pay over time at checkout, and the retailer did not want to become a bank.
What they did: Added loans at checkout under its own brand, running on Cowally.
The result: 500,000 loan requests received and 30,000 accounts opened.

See how it works for retailers & platforms

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